TERMS OF USE AGREEMENT


Effective Date: 11-23-2025


Welcome to Credit Rebel Academy (“Company,” “We,” “Us,” “Our”).

These Terms of Use (“Terms,” “Agreement”) govern your access to and use of our online courses, digital materials, coaching sessions, templates, workbooks, and any content purchased through our platform (“Course,” “Program,” “Services,” or “Content”).


By purchasing, accessing, or using any part of this Course, you agree to be bound by these Terms.

If you do NOT agree, do not purchase or access this Course.

1. COURSE ACCESS & ACCOUNT USE


1.1 Eligibility


You must be at least 18 years old and legally capable of entering a binding contract.


1.2 Access Duration


Access time varies based on the offer purchased and is stated on your sales page at the time of enrollment.


1.3 Account Responsibility


You agree that:

  • Your login is for one user only
  • You will not share your login or materials
  • Any unauthorized sharing results in immediate removal with no refund

2. STRICT NO-REFUND POLICY


Due to the digital nature of this product, all sales are final.


You are not eligible for a refund if:

  • You have accessed 1% or more of the course
  • You have viewed, downloaded, or interacted with ANY module
  • You purchased by mistake but still accessed the content


If you made a purchase in error, you must contact us before clicking into any lesson.


Chargebacks


Initiating a chargeback is considered theft of intellectual property and will result in:

  • Immediate removal
  • Submission of evidence to the payment processor
  • Possible legal action

3. INTELLECTUAL PROPERTY RIGHTS


All Course material is owned by Credit Rebel Academt and protected by U.S. copyright law.


You are granted a limited, personal, non-transferable, non-exclusive license to use the materials for your own business or educational purposes.


You may NOT:

  • Reproduce, resell, or distribute any portion of the course
  • Share any files, slides, videos, downloads, or templates
  • Upload course materials to any platform
  • Rebrand the course content as your own
  • Use the course to create your own competing product


Violation of these terms may result in:

  • Immediate removal without refund
  • Legal liability and damages

4. USE LICENSE


You are granted permission to:

  • Access course materials
  • Download resources for personal use
  • Apply the teachings in your business


You are NOT permitted to:

  • Modify or copy the materials
  • Use the materials for commercial resale
  • Transfer materials to another person
  • Mirror materials on any other server


Your license automatically terminates if you violate any restrictions.

5. DISCLAIMERS


5.1 Not Financial, Legal, or Tax Advice


This Course provides education and training.

It is not legal advice, financial advice, tax advice, or personalized credit counseling.


5.2 Results Not Guaranteed


We do not guarantee:

  • Income results
  • Credit repair outcomes
  • Business success
  • Enrollment numbers
  • Performance improvements


All examples are for educational demonstration only.


5.3 Student Responsibility


You understand that your results depend on:

  • Your effort
  • Your implementation
  • Your consistency
  • Your business operations

6. LIMITATION OF LIABILITY


To the maximum extent allowed by law:

  • Credit Rebel Academy is not liable for any damages arising from your use OR inability to use this Course.
  • We are not responsible for lost profits, lost revenue, or data loss.
  • Your sole remedy for dissatisfaction with the Course is to stop using it.

7. THIRD-PARTY LINKS & AFFILIATES


The Course may contain:

  • Third-party website links
  • Affiliate recommendations
  • Software suggestions


We are not responsible for the content, policies, security, or actions of third-party sites.


Purchasing through affiliate links never increases your price and sometimes provides exclusive discounts.

8. PRIVACY NOTICE


We collect personal identification information you provide voluntarily, including:

  • Name
  • Email
  • Phone number
  • Billing information
  • Course progress


We do NOT sell or rent your personal information.


We may share data only with:

  • Trusted service providers (payment processors, hosting platforms)
  • Legal authorities if required by law


By accessing the Course, you consent to our Privacy Policy.

9. MODIFICATION OF TERMS


We reserve the right to modify or update this Agreement at any time.


When changes are made:

  • We will update the “Effective Date”
  • Continued use of the Course means you accept the updated Terms

10. GOVERNING LAW


This Agreement is governed by and interpreted under the laws of the State of Alabama, without regard to conflict of law principles.


Any disputes must be resolved:

  • Through binding arbitration
  • In Alabama
  • With both parties responsible for their own legal fees

11. TERMINATION


We reserve the right to terminate access immediately, without refund, if you:

  • Violate the Terms
  • Share or distribute course materials
  • Engage in fraudulent activity
  • Initiate a chargeback

12. ACCEPTANCE OF THESE TERMS


By:

  • Clicking “Purchase”
  • Accessing the course
  • Logging into the platform
  • Viewing any part of the content


You acknowledge that you have read, understood, and agreed to these Terms of Use.


If you disagree, do not purchase, access, or use the course.